What to do in case of accident?

Do you want to know what to do in the event of a traffic accident ? If you are the driver of a vehicle and you are involved in an accident of these characteristics, it may happen that there is an understanding between the parties or, on the contrary, there may be discrepancies between the two.

How to act in a traffic accident

In the next few lines we offer you some tips to know how to act in the event of a traffic accident: 

FRIENDLY AGREEMENT BETWEEN THE PARTIES 

The best option is to reach an amicable agreement with the other driver involved, to complete the friendly accident report provided by the insurance companies. It contains the data of the parties involved in the accident, vehicle data, damages caused and accident insurance of the parties, which will be signed by the drivers involved to send the data to the insurance companies, which will be in charge . to repair the damage.

CONFRONTATION BETWEEN THE PARTIES 

If there is a confrontation, because the parties do not agree on the causes that led to the accident, the   National Police or the Civil Guard must be called , whether the damage is material or personal.

When the agents arrive at the scene of the incident, they will determine the causes of the accident and prepare the  report , which will constitute essential evidence to establish who is responsible for the accident and claim compensation for damages from the insurance companies.

WHEN THERE ARE INJURIES

If there are injuries to any of the passengers in the vehicles, it is necessary to request a medical assistance report , which includes the damages caused. In addition, this report forms important evidence in claiming compensation from the insurance companies and you must inform the your insurer that the accident has occurred, within seven days after the event, it is essential to know what to do in the event of a traffic accident. 

CLAIM WAYS FOR A TRAFFIC ACCIDENT

If you are a victim of a traffic accident, you have the right to be compensated regardless of whether the damages suffered are of any type and to this end there are two ways when establishing a claim:

-Extrajudicial means – It is done by negotiating with the insurer the economic amount of the compensation.

-Judicial route – It is done by this means when the accident constitutes a crime or the company does not offer adequate compensation, for which a lawsuit will be filed in the court.

CLAIMS FOR PERSONAL AND MATERIAL INJURY 

To know what to do in the event of a traffic accident in this type of case, you must remember that personal injuries are those suffered by the subjects involved in said accident and when assessing compensation it is considered whether the accident caused death. , if it causes permanent injuries or temporary disability .

Material damage affects the vehicle or other objects transported in the vehicle and the amount of said repair is determined by the car’s appraisal, but if the latter cannot be repaired or the value of the repair is higher than the sale value, it must be to compensate the damages caused by the amount of the sale value.

DEATH COMPENSATION

In this type of compensation for death, both moral damage and economic losses resulting from the death of the victim are considered, taking into account age, personal and family circumstances. All those harmed by the death of this person have the right to receive this compensation.

Have these points helped you know what to do in the event of a traffic accident ?

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