Law

What does travel insurance cover?

Taking out travel insurance  is an increasingly common practice when planning our vacations. In fact, many transportation companies offer these types of insurance when purchasing tickets.

It is advisable to know specifically what we are paying for and what clauses travel insurance  must contain  so that we are truly protected in each case. Special care must be taken regarding the type of company with which we contract our services. Companies like Globair, for example, offer a wide range of transportation insurance.

Travel insurance coverage

As a general rule, travel insurance includes minimum coverage . These coverages are those usually offered by transportation companies.
Normally these minimum coverages  cover:

  • The means of transportation and accommodation during the waiting period if the traveler misses a flight connection or other transportation . As long as it’s not your fault.
  • Reimbursement of all expenses  related to the stay that they must make, such as hotels, meals, etc., in the event that the transportation is canceled or canceled.
  • Health expenses  incurred during the trip, as well as the repatriation of the traveler’s body if he  or she dies during the trip.
  • This insurance should also cover lack of places, or overbooking, both in the means of transport and in the accommodation.

In addition to this type of coverage, additional coverage can be contracted , for example to increase the amount of compensation in the event of loss or damage to luggage.

A good decision would be to take out cancellation insurance . If the holder must cancel the trip  for any justified reason, the amount of the trip would be refunded, at least a large part of it.

The most important thing is to know that for very little extra money we can be covered for any unexpected problem.

 

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